Cookie Policy

Cookie Policy

We use cookies and similar technologies to enhance your experience with VibeWallet. This policy explains what cookies we use, why we use them, and how you can control them.

Last updated: January 15, 2024

Cookie Preferences

Manage your cookie and privacy settings

Essential

Security, authentication, and core functionality

Analytics

Usage statistics and performance monitoring

Functional

Preferences, personalization, and enhanced features

Advertising

Targeted marketing and promotional content

What Are Cookies?

Cookies are small text files that are stored on your device when you visit our website or use our mobile app. They contain information that helps us recognize your device, remember your preferences, and provide you with a better user experience.

VibeWallet uses both "session cookies" (which expire when you close your browser) and "persistent cookies" (which remain on your device until they expire or you delete them).

Similar Technologies

In addition to cookies, we may use similar technologies such as web beacons, pixel tags, and local storage to enhance your experience and collect usage information.

Types of Cookies We Use

Essential Cookies (Always Active)

These cookies are necessary for our website and app to function properly. They cannot be disabled.

Authentication Cookies

Keep you logged in securely and prevent unauthorized access

Duration: Session or 30 days

Security Cookies

Protect against fraud, CSRF attacks, and security threats

Duration: Session

Load Balancing Cookies

Ensure optimal performance by routing requests efficiently

Duration: Session

Analytics Cookies

Usage Analytics

Google Analytics to understand how users interact with our AI features

Duration: 2 years

Performance Monitoring

Track app performance, AI processing times, and error rates

Duration: 1 year

Feature Usage

Measure adoption of receipt scanning, forecasting, and scenario planning

Duration: 1 year

Functional Cookies

User Preferences

Remember your theme, language, currency, and notification settings

Duration: 1 year

AI Personalization

Customize AI recommendations based on your financial patterns

Duration: 6 months

Dashboard Layout

Save your preferred dashboard configuration and widget arrangement

Duration: 1 year

Advertising Cookies (Currently Disabled)

We currently do not use advertising cookies, but may introduce them in the future for relevant financial product recommendations.

Interest-Based Ads

Show relevant financial products and services based on your app usage

Duration: 30 days

Conversion Tracking

Measure effectiveness of marketing campaigns and referrals

Duration: 90 days

Third-Party Services

Some cookies are set by third-party services that we use to enhance our platform:

Google Analytics

Provides detailed insights into user behavior and app performance

Analytics
_ga, _gat, _gid

Hotjar (Optional)

User experience analytics and feedback collection

Functional
_hjid, _hjIncludedInPageviewSample

Cloudflare

Security, performance optimization, and DDoS protection

Essential
__cf_bm, cf_clearance

Stripe

Secure payment processing and fraud prevention

Essential
__stripe_mid, __stripe_sid

Managing Your Cookie Preferences

VibeWallet Controls

  • • Use the cookie preference panel at the top of this page
  • • Access cookie settings through your account preferences
  • • Essential cookies cannot be disabled for security reasons
  • • Changes take effect immediately upon saving

Browser Controls

You can also manage cookies through your browser settings:

  • Chrome: Settings > Privacy and Security > Cookies
  • Firefox: Preferences > Privacy & Security > Cookies
  • Safari: Preferences > Privacy > Cookies and website data
  • Edge: Settings > Site permissions > Cookies

Third-Party Opt-Outs

Impact of Disabling Cookies

Disabling certain cookies may limit functionality such as staying logged in, remembering preferences, or providing personalized AI recommendations. Essential cookies are required for security and core functionality.

Cookie Retention Periods

Cookie TypeRetention PeriodPurpose
Session CookiesUntil browser closesAuthentication, security
Authentication30 daysKeep you logged in
Preferences1 yearRemember settings
Analytics2 yearsUsage statistics
AI Personalization6 monthsCustomized recommendations

Updates to This Policy

We may update this Cookie Policy from time to time to reflect changes in our use of cookies, legal requirements, or our services.

How We Notify You

  • • Email notification to registered users
  • • Cookie banner update with new consent options
  • • Updated policy posted on our website
  • • In-app notification for significant changes

We encourage you to review this policy periodically to stay informed about our use of cookies and related technologies.

Questions About Cookies?

If you have questions about our use of cookies or this policy, please contact us:

Privacy Team

Email: privacy@vibewallet.com
Subject: Cookie Policy Inquiry

Customer Support

Email: support@vibewallet.com
For technical cookie issues